10 Pages Essay Samples

Hospitality is an exciting and multifaceted industry

Our vision is to be the first and distinctive in all aspects of the business because the target market that we are considering is mainly students coming over to study in the UK i.e.from Asia, Africa and Multinational tourists. Being the finance director, my job is to create the financial reports like the cash flow β†’

Has the impact of 9/11 been baneful or beneficial?

Since the perpetrators of the attacks were considered to be hiding in Afghanistan, all the surrounding countries in the region became important strategic partners of the United States and its allies. There was a long chain of Heads of States, and highest officials visiting the region every alternative day were evidence of long term strategic β†’

Bio lab report

The volume of vitamin C needed to decolourise 1% of DCPIP solution is recorded.8. A graph of the volume of the vitamin C needed to decolourise 1% DCPIP solution against the concentration of vitamin C is drawn which known as the standard curve.

Treatment and outcomes of paediatric asthma in new zealand

However, using asthma symptoms as a better indicator of asthma prevalence, evidence from the ISAAC study conclude that there are, in fact, significant ethnic variations; that the prevalence of recent wheeze is higher in Maori than in non-Maori children, and is lower for Pacific children than for other ethnic groups. Inequities in the distribution of β†’

Holistic assessment of diabetes

This assignment is structured to discuss the nursing process, Orems' model of care and two nursing tools that can be used to achieve the wellbeing of a Chloe and relevant sources of evidence will be applied. They also pointed out that structuring patient assessment is important to monitor the success of care and to detect β†’

Key factors affecting recruitment in the uk

The administration has keen awareness about their degree of client service due to a bead in gross revenues and place in the market. Tesco recognises that increasing cognition, bettering accomplishments and occupation satisfaction of employees are most of import to accomplish the aim of the company.

Perception and reality essay sample

It will try to explain that perception and reality are interconnected, and that our five human senses are not the sole basis of reality, they are just instrumental to am additional process of perception that will bring the truth in our lives. He stated that in any given moment of time, the arrow is either β†’

International policies on disability comparison

This are the Objectives: To encourage and educate for a society that is non-disabling To ensure that rights of disable people are upheld To provide disabled people the best education possible To provide employment and economic development opportunities for disabled people To promote leadership by disabled people To foster an aware and responsive public service β†’

Twelfth night is one of shakespeare’s best-loved

At a glance, the play seems to be just a light-hearted romantic comedy, where the main theme is love, and the other themes throughout the play are heavily involved with love and romance. Orsino thinks he is in love with Olivia when it is obvious that he is not, Olivia thinks she is in love β†’

The rehabilitation program for mr clive wearing

Before designing a therapy for the patient, the assessment of memory dysfunction has to be applied, to investigate to what extent the patient is impaired. An example of domain-specific training is the study of Carr and Wilson with a paraplegic patient with impaired memory, who would not remember lift himself up from the wheelchair in β†’

Module information pack

The faculty will besides analyze the support mechanisms which assistance in this development of participants. Analyse the effectivity of talent designation systems and procedures Plan and use the resources needed to back up potentially talented jocks.

Impact of social media on politics and engagement

These profound developments brought forward by social media can be seen in the examples such as the Syrian refugee crisis impacting the result of a Canadian federal election, the embarkation of the Egyptian revolution and finally the 2016 United States presidential election. Social Media, Partisanship and Fake News Social media has a profound impact on β†’

Due process and crime control models: compare and contrast

Duff wrote about the crime control model and the due process model and how the models are viewed in the criminal justice system. The authors informed readers that the purpose of the crime control mode is to reduce crime and the purpose of the due process model is to protect individual rights of the accused β†’

Acid rain by robert angus smith essay

In Scotland, studies show that the acidification began around the middle of the last centuries and the process has accelerated in the last three decades. The details of these treaties and protocols are presented in Appendix C 4.

Study into the sensory system in human body

The somatic sensory system is arguably the most diverse of the sensory systems, mediating a range of sensations-touch, pressure, vibration, limb position, heat, cold, and pain-that are transduced by receptors within the skin or muscles and conveyed to a variety of central nervous system targets. Amygdala plays important roles in emotional responses, stress and anxiety β†’

Behaviour self perception

The factors that this paper will focus on are the influence of others on both the behavior we demonstrate and the influence on the perception of ourselves. The role of sporting events, behaviour and self perception was developed further by Voyer & Kinch in the study of ' The Home Disadvantage'.

India’s economic achievements

And in the year of 2000 the literacy rate found was 68.84%. The Sponsored District Education Programme was launched in the year 1994 and has increased the number of school to 160000.

Advertising in business communication

For the second question, it is also sub-divided into two parts where for the first part, as the Product Manager of a soon-to-be-launched product, I have to the explain the methods, the medium, and the vehicles that I would use to communicate with my target audience in order to persuade them to buy my product β†’

Kolb model

As the land in Singur was not so fruitful, so the government had decided to give it to Tata Motors for the Nano Project, so that the state will get benefit out of it. By offering the all these privileged terms from the SEZ to the company, it will attract the investment from the investors, β†’

Evaluate the operations management strategy of hard rock cafe

As you known, the great product and service is the key to success of firm and a good operation management has to build and design product and service depend on demand of customers and their participations. They can bring high profit to Hard Rock and also lose image Hard Rock in the world.3.

History about pepsi company marketing essay

The next step is telling about innovative products and products that are not yet in the market in Malaysia. In a two-sided analysis of the situation of internal factors and external factors SWOT is a summary of the Strengths, Weaknesses, Opportunities and Threats.

Advantages and disadvantages of conceptualising addiction as a disease

Although he was not the first person to propose that alcoholism was a disease, Jellinek in his landmark book established the debate as we know it today and few writers on the subject can overlook his work and discussion. In his article suggests the disease concept challenged public health authorities to take responsibility for the β†’

Neo imperialism essay

According to King Leopold, King of the Belgians that the main source of the wealth and power of the British is their colonies around the world. One of the contemporary features Lenin developed was that the creations of multinational and national monopolies were the results of the concentration in capital and production.

How has seeing a performance of an inspector calls enhanced your understanding of the play essay sample

The main difference between the book and the film is that in the film you actually meet the character Eva Smith/Daisy Renton in the flashbacks used by the characters to describe their contact with her. This made me more aware of the different characters thoughts and feelings The set is very well recreated in the β†’

Macro prudential regulation in slovakia

One of the main objectives of the macro prudential policy is to maintain the stability of the financial system. In Slovakia macro prudential policy is laid down mainly in the following laws:" Act No 747/2004 Coll.on financial market supervision requires that macro prudential supervision be performed by the NBS and that the NBS, in the β†’

Physical and psychological effects of long term injury on tennis players

I am going to use research that goes under the interpretivist paradigm as it aims to access, interpret and understand people's experiences of a social phenomenon." The interpretivist paradigm developed as a critique of positivism in the social sciences". The convention of confidentiality is maintained as a way to ensure the privacy of all people β†’

False and misleading advertising & retouching images

The software is used by majority of the beauty advertisement companies to make their models look more appealing, they adjust the lightings and retouch the image with the help of such software and get the attention of the audience. The three factors that can be taken into consideration on how the general impression of the β†’

Emily dickinson – theme of love

Since she was the daughter of a preacher her poems are often about God and Christianity, and in some of her love poems it is not certain if she is expressing her love for an actual lover or her spirituality. The image of love depicted in the poem, in which the sole purpose of the β†’

Sources of finance and working capital management finance essay

It is one of the most important and time-consuming activities of the financial manager to ensure the solvency of the firm while attempting to maximize the firm's value, there is a constant need to balance profitability and risk. There are 3 basic financing strategies for working capital management to determine the appropriate mix of short-term β†’

Wall painting: polyphemus and galatea in a landscape

Wall painting: Polyphemus and Galatea in a landscape, from the imperial villa at Boscotrecase Wall painting: Polyphemus and Galatea in a landscape, from the imperial villa at Boscotrecase is a nearly perfect example of Augustan art, commissioned by one of the members of the imperial household, Marcus Agrippa, and his wife, Julia, also the daughter β†’

The sustainability grand prix – advantage hr: essay

The Sustainability Grand Prix Advantage HR: Sustainable development involves not only a broad view of social, environmental and economic outcomes but a long-term perspective concerned with the interests and rights of future generations it is a trade-off between the present and the future. The willingness of the organization to weave leading-edge sustainable HR practices into β†’

Speaking and pronunciation syllabus education essay

Such direction is expected to expose scholars to the accurate English linguistic communication input as observed in the course of study where scholars are provided with relevant speech production and pronunciation contents. The course of study has incorporated assorted countries in speech production and pronunciation which are considered to be debatable amongst Arabic talking 2nd β†’

Striking memphis sanitation workers history essay

Since a strike of municipal workers was illegal, he refused to negotiate unless they returned to work, and in no case would he allow a paycheck deduction to the union, since that meant he would be the first major Southern mayor to recognize a black municipal union. The rumor was that the committee had decided β†’

Multipurpose legumes classification study

In Ethiopia and Kenya, realizing the underexploited potential of multi-purpose legumes towards improved livelihoods and a better environment in crop-livestock systems has significant contribution to improve food and nutrition security, reduce poverty, and enhance the production environment of smallholder farmers and rural populations. The agricultural sector plays a central role in the economic and social β†’

Ikea the past present and future marketing essay

Johnson and Scholes, define strategy as the direction and scope of an organisation over the long-term, which achieves advantage for the organisation through its configuration of resources within a challenging environment to meet the needs of markets and to fulfil stakeholders' expectations. In short; strategy of an organisation is all about the intended direction, markets β†’

The role of bank of england and its monetary policy in real estate

AimThe aim of this research study is to examine the complex and significant role of the Bank of England and to find the most suitable monetary policy to stabilize the price of real estate property in The United Kingdom. To analyze the efficiency of the monetary policy of The UK, examine and investigate the monetary β†’

Analysis of blood smears

The aims of this experiment are to study the morphology and characteristic of blood; distinguish the disproportion of blood when suffering from different diseases and identified the differences between animal and human blood. Granulocytes is due to the presence of granules in cytoplasm and agranulocytes is the absent of granule in the cytoplasm.

Corporate social responsibility: benard madoff investment

The article will mainly focus on three aspects: the impact on various stakeholders, the solutions of the case including the costs and benefits of each course and the evaluation of solutions in a wider text and from a global view. However, it is easily understanding financial fraud that tricked investors billions of dollars, not just β†’

Nietzsche’s philosophy of birth

It is because art is a reproduction of the eternal in a phenomenal form that Nietzsche believes " we are far from truly being the creators of that world of art", the artist is merely the mediator of the eternal, who engages in procreation. The description of the divine impregnating the humanly to beget a β†’

Displacement by society

To a romantic, the wellbeing of the individual is paramount to the quality of the society they build. Divisions and subdivisions of society, caused in part, by the mechanization of industry and commerce, alienate people from the potential richness of the full range of emotions, experiences, and senses that everyone is capable of.

Philosophy’s study of value axiology – essay

Hartman's contribution is unique in the sense that his Formal Axiology is the only social science in which a one-to-one relationship exists between the dimensions of axiology and mathematics. A complement to this is the distinction between moral and non-moral goods.

Effects of computerized cognitive training

The overall aim of this study was to investigate the effects of computerized cognitive training aimed at improving cognitive function in individuals at a high risk of developing dementia. This could be explained by the fact that as individuals were carefully screened out in order to meet criteria for MCI, the participants were not impaired β†’

Effects of learning through enquiry

However, for the purpose of this essay, the ' process of asking' is the most appropriate definition, as it links to part 1, standard 4 of the teacher's standards, 2013), where it is the responsibility of the teacher to ' promote a love for learning, encourage, nurture and lead children's intellectual curiosity'.' The first key β†’

Brighter homes. inspiring homes.

The magic of light is the answer, for it comforts you, energises you, and turns your house into a home. A collection that is surprisingly smart and in-tune with your style, the Philips Home Decorative Lighting Collection is like a breath of fresh air.

Renewable energy (solar, wind, geothermal, wave, biogas and fuel cell) sustainability and economic viability into the future and the ways that has been implemented

Scientist after realizing the potential the sun's energy had they tapped the sun's rays to provide the heat and energy that is converted and harnessed into energy. The thermal energy is produced and stored in the core of the earth that is harnessed into energy.

In cannot know the truth. it does not

In Oedipus the King and Hamlet, there is both physical blindness and inability to see and accept the truth amongst the sighted. Therefore, in this play, the sighted like Oedipus and Jocasta are ' blind' to the truth whilst the blind like Teiresias can see the truth.

Samsung case study

Part one of this report describes the key components of the " Single Samsung" initiative, which is at the core of Samsung culture and identifies the main philosophical perspective that informs this value system. Byung-Chull Lee, the Samsung founder, built the company's corporate philosophy on three key values: * Economic contribution to the nation * β†’

Non-align movement revised essay

This is why the influence of Cuba, Venezuela, Iran, and North Korea in NAM is very important because these countries not only have the power to influence other NAM members in their position regarding the US, but they also have the power to represent the other 114 countries belonging to NAM regarding the organization's position β†’

Spies college essay

The confusion we see of this character also brings in another device that Michael Frayn has employed in order to sustain the tension and show uncertainty in the text, the use of questions once again gets the reader involved in the novel as they are constantly asking themselves questions such as what is the ' β†’

Evaluation of the second shift by hochschild and machung

The discussion of the similarities and differences between the two studies are analyzed to understand the concept of the The Second Shift. According to Gorp, contradiction between the amount of work that Hochschild proposed women were performing due to the second shift and the amount of work that current literature suggests women in today's society β†’

The body shop marketing plan marketing essay

The purpose of this paper is through analysis the current market environment to establish the marketing plan of The Body Shop in Hull to help it hold the competitively position during the spring of 2013. The context will analysis the external environment and the internal environment of the Body shop in Hull, and based on β†’

Plato and allegory of the cave final paper

His end goal with The Allegory of the Cave is arguably to convince the reader that politicians should not want to rule and lead for the sake of power, but they should rather be against the idea to rule in the first place. The Allegory of the Cave and the following argumentation is supposed to β†’

Influence of christianity in south korean politics – essay

One of the major contributions that the Christian missionaries brought along in Korea was education and through this tool people were made to realize the importance of equality through education and the opposition of the elites. After the liberation of Korea from Japan and the outbreak of the civil war between the North Koreans and β†’

Strategic marketing analysis of morrisons marketing essay

Though the company differentiates itself from the competitors through its actually marked products, concept ' the Market-Strit ', etc, the kernel of its competitive advantage is in its ability to provide a privilege of cost for its clients. With acquisition Safeways it will be the important requirement for the company to underline the same management β†’

International business between japan and germany management essay

However, to capitalize on the rapid expanding markets that the company has just possessed in the German market, there is the need for us to manage the cultural diversity between our Japanese managers and the German workforce environment. The forms of leadership and personality are many and are different, but the core values and directions β†’

Colonization on hauora for maori sociology essay

Analyze means answering who are the focus of the research Maori, what is the research all about Impact of Colonisation, why does the researcher want to do that, how does the researcher carry out the research, and when or the timeline of the research. Therefore, it is vital to mold the process and outcomes of β†’

The need to uncover

The APA Publication Manual explains that a review of literature: defines and clarifies the topic or problem; summarizes previous investigations in order to inform the reader of the current state of research; identifies relations, contradictions, gaps, and inconsistencies in the literature; and suggests the next step or steps in addressing the topic or solving the β†’

End of life and palliative care for patients with hiv/aids

The purpose of this course is to provide a resource to strengthen the knowledge and competence of nursing students in delivering informed, compassionate and quality care to individuals with HIV/AIDS throughout the length of their illness and at the end of their life. Module 1: The Concept of End of Life and Palliative Care Learning β†’

Armani retail marketing plan

Economical The fact that Armani has no debt due to being the sole owner of the brand and all of its holdings allow a single person to make all the decisions related to running the company. Armani Exchange is one of the first to open up in South America and India.

Religion paper- jesus christ

Pilate ordered for the crucifixion of Jesus and he was nailed to a cross on Mount Calvary. Jesus was an example of obedience and how to obey the words that he was teaching.

Hamas: history, funding and interventions

Prior to the formation of the Hamas group, the Israeli government subjected the group to thorough economic sanctions. The second branch of the Hamas organization is concerned with the military operations.

The mind of an eating disorder patient

31 Mar.2014." Are Eating Disorders Heritable?" Psychology Today.N.p, n.d.Web. 31 Mar.2014." The Role of Serotonin In Eating Disorders".

Review of the nigerian telecommunications industry

The President of the Federal Republic of Nigeria, and Commander- in-Chief of the Armed Forces, Chief Olusegun Obasanjo, inaugurated a committee with the aim of setting policy that would promote: total liberalization, Competition and Private sector-led growth of the telecommunications sector. The most recent development is the SIM card registration, which required all service providers β†’

Causes of the kaprun disaster

Abbreviations

The beginning of modernity in europe sociology essay

God was no longer thought to be at the centre of the universe, there was a move from agriculture to industry which saw three revolutions signalling the advent of modernity in the forms of the industrial revolution in England 1780-1840 the democratic revolutions of the United States of America in 1776 and France in 1789 β†’

Mental health and disability psychology essay

Historically disability was elucidated through the use of the medical model of disability, which indicates that disability related problems lie intrinsically in the individual himself and the root of the problem arises due to a functional impairment and the psychological problems that emanate from the disability. The disability related problems are not considered to be β†’

Comparison of gender wage gap in japan and germany

The aim of this paper is to analyse the existence of a gender wage gap in Japan and Germany and to evaluate possible reasons for it. The gender wage gap is measured as the median wage of men minus the median wage of women, expressed as a proportion of the median wage of men".

The concept of organization restructuring management essay

The main motive of this chapter is to indicate that the problem which is chosen by the Researcher is crucial and significant enough to accomplish the investigation and method which are used by the researcher are appropriate and practicable to conduct the research in order to have some fruitful, relevant and productive results to add β†’

Effects of globalized capitalism on kenya history essay

The main tribes of Kenya are the Boni, which seem to migrate in and out of Kenya and Somalia looking for food and labor, as well as the Maasai, who mainly roam Kenya looking for food, who wish to remain a part of their own culture and traditions and not be forced into modern forms β†’

Thomas at pennsylvania state university with abhay ashtekar

The problem is that the QFT leaves out the fourth force, or gravity, and thus by combining GR with QFT, or QT, we can hopefully arrive at the desired Quantum Field Gravity theory, or Quantum Theory, that may explain the concepts of cosmology and astrophysics. As Thiemann approaches this field in his current work, he β†’

Griswold v. connecticut: women’s rights and reproductive decisions

The center's purpose was to provide information, instructions and medical advice to married coupled as a means of preventing conception, and to educate married people of the means and methods that was the doing and finding of the court. Griswold and Buxton appealed to the Supreme Court of Connecticut, stating that the law violated the β†’

Evaluating pharmaceutical outsourcing

8 billion dollar to generic erosion The most important factor for low margins has been the declining productivity in its core operations i.e.sales marketing and research and development The pharmaceutical companies have responded to these challenges by mostly increasing their sales marketing expenditure, extensive research and development in order to bring new products in the β†’

Clothes make the man

Further evidence that Ragged Dick is either content with his life or resolved to it is the fact that he has no desire to save money, the narrator points out that because of his hard work, the bootblack actually earns enough money to live fairly decently. This seems to alarm the clerk because of the β†’

High intake of processed red meat and type 2 diabetes risk

The reasons for this are threefold: processed meat produce heme iron that scientifically proved to be associated with type 2 diabetes; It is a source of saturated fat and cholesterol that widely believed to be the core causes of obesity and type 2 diabetes, and finally the preservatives, additives and chemicals that are added to β†’

Lifestyle factors and poor health outcomes

The evidence highlighting the importance of a healthy lifestyle is significant, with several studies demonstrating that lifestyle changes in diet, levels of physical activity, cessation of smoking, and better nutrition improve the health of entire communities. Perhaps the most important factor in this will be the knowledge and motivations of the care provider and it β†’

Pob sba – life coach

The client, along with the coach defines the services needed and the specialized skills and training possessed by the Coach and the Psychotherapists enable them to render the service. An entrepreneur has the role of conceptualizing or coming up with business ideas, plan how the business is to be run, access funds for the business, β†’

Safety and design in construction

It is important in all the stages of construction, during the use and demolition of a structure, and measures should also be taken for its maintenance and renovation including the services and equipment in use. Safety and Design Considerations The design describes the system and elements of a building and thus affects the construction of β†’

Three generation project assignment

To be completely honest, I had my doubts regarding this interview because I had to be extremely cautious not to make him feel uncomfortable with my questions; however, I feel that my goal of getting to know him a little more personally and be able to understand his age group was reached. S: I usually β†’

Examining social justice and equality politics essay

Canada is known to be a " social welfare state" wherein social services and income security programs are available to citizens and these programs are provided by the government in various levels. I think that it is the duty of the Canadian government, as a " welfare state" to help its citizens in every way β†’

Blood brothers

I think that the reason the director had Jones portray Mickey like this after he was released from prison was that he had given up hope of living and that he was only alive because of the depression pills he was taking, it made the audience realise that Mickey had lost everything, but he thought β†’

Notes on sociology

162 Sociologists use a range of different research methods and sources of data to collect information and test their theories. We will also examine the factors that influence sociologists' choice of what topic they research, and at some of the main practical, theoretical and ethical factors that affect their choice of which methods to employ.

Computational methods for stochastic differential equations engineering essay

Then and As we are be aftering to discourse Stochastic Differential Equations with Brownian Motion, we feel the demand to besides discourse the continuity of the procedure. The more general and usual pick of normally looking into the Ito Integral is due to the fact that it is non looking into the hereafter, which is β†’

Failure mode and effects analysis

Failure mode and effects analysis A failure modes and effects analysis is a procedure in product development and operations management for analysis of potential failure modes within a system for classification by the severity and likelihood of the failures. Step 1: Occurrence In this step it is necessary to look at the cause of a β†’

Evolution of mobile device technology

The general changes in the mobile devices is the size and the speed as well the quality of the display, but some time do any change in the phone means change the component chips used. The new mobile devices it has the ability to encrypt the date this can be a big challenge to the β†’

Ferdinand and isabella essay sample essay

Upon going the joint sovereign of Castile and Aragon.one of the chief challenges that Ferdinand and Isabella faced was to widen the crown's authorization over the Iberian peninsula therefore increasing the stableness of the land and power of the Crown. Arguably one of the most of import facets of the crown's policy in Castile and β†’

Standards for clean room maintenance

The standard of the design to be used must be considered, the layout and construction materials must be implemented, and ways the services should be granted to the cleanroom. A list of the terms used in the ISO standards is given and is followed by information on clean air devices.

Environment factors assignment

This is because for the marketing people to carry out their marketing plan, they need the approval and support from the top management of Perodua. After that, as the orders are received, the marketing department will have to pass the number of orders to the manufacturing department.

Earthquake preparedness of staff nurses research proposal

The main objective of the study was assessing the knowledge and practice of the Staff Nurses before and after the administration of an Information Booklet on Earthquake Preparedness in the selected Community health centre of Gujarat state. To assess the practice of the Staff Nurses before and after the administration of Information Booklet on Earthquake β†’

Early learning environment | reflective essay

In regards of the learning environment and how important it is for the overall learning or development of a child. We proceeded out and I called the children down to where I had set up the activity in the most spacious part of the garden.

Gun in a similar understanding, data usually

This paper will look at various ways of gun control, the available statistics, background checks of control of guns, ownership of guns and the measures that the United States government has taken to control spread of guns and small arms In the United States, the rights of people to bear and keep guns are guaranteed β†’

Marshall plan assignment

Whilst the formulation of these tensions had originated from a shared history dating back to before the war, the culmination of these tensions is undeniably linked to both the Truman Doctrine and the Marshall plan as they ' solidified divisions of Europe'. The Truman Doctrine, through the role it played in outlining the Soviet Union β†’

Were the 1960s an important decade in australia history essay

The Country Party was a mix of elements of both the left and right, and was designed to represent the interests of the country residents and farmers of Australia. The influence of the Vietnam War and the social upheaval which the opposition to the war caused played a major part in shaping the era of β†’

Positive psychology – a well lived life

This essay outlines findings from a selection of the literature and research to answer this question with the aim of identifying whetherhappinessis the true sign and the ultimate goal and marker of a well-lived life. A problem with defining a well-lived life is that the terms well-being and happiness, and the good life and happiness β†’

The functional organisation of the visual system

The psychology and physiology of colour vision. A study in Cognitive Science and the Philosophy of Perception.

Linear algebra

1 2 3 4 A square matrix all of whose elements except those in the leading diagonal, are zero is called a diagonal matrix.e.g. 1 0 0 1 I all the elements of a matrix are zero; it is called a null matrix.e.g.

Causes and effects of the current economic crisis economics essay

The fears were based on the fact that the firm was a major player in the market for subprime and prime mortgages, and that as the smallest of the major Wall Street firms, it faced a larger risk that large losses could be fatal. There is a decline in the employment market due to the β†’